Posted June 12, 2009 by H. Lawrence

A few months back, a friend of mine (Holli) was in a nearly fatal motorcycle accident in India and suffered major brain trauma. The hospitals there, like in most developing countries, weren’t sufficient to care for her injuries. So she needed to be med-evac’d. Do you have any idea how much that costs?? Evidently, it can cost hundreds of thousands of dollars!

So it got me to thinking. What would my family do if I were in an accident like that? The hospitals here in Honduras probably aren’t much better than the ones in India. And I don’t have US health insurance to cover something like that. And who just has $150,000 lying around?

So a couple of weekends ago we were visiting with friends here in Tegus. (The husband commutes from the US every couple of months, and his wife and family live here permanently.) They have health insurance that works in Honduras AND in the US. And it covers emergency evacuation for situations just like the one Holli was in.

So since then I’ve been researching international travel insurance. One of the sites I found was www.hccmis.com. And according to the prices on their site, it’s very affordable depending on the deductible, even on a Honduran salary.

So if you are traveling abroad (studying abroad, backpacking, whatever!) or living abroad like me, then I suggest you consider what you and your family would do if you were in an accident like Holli’s. If you want, you can click HERE to obtain a free quote for international health insurance. It’s quick and painless, and this kind of insurance could turn out to be priceless if something ever happened to you abroad!

Written 1/29/09 by K. Pilla

We cannot really deny the fact that we love to travel overseas to see different and beautiful places and feel different cultures. But sometimes it limits us to travel if we bring along our whole family, especially if we have small children traveling along with us or even older members of the family.

We cannot help but think about compromising one’s health while traveling abroad. We cannot avoid some incidents that we could encounter such as minor accidents and illnesses while outside the country and traveling. We know how hard it is to be hospitalized in foreign places where it could usually cost a lot due to the fact that domestic health insurance policies only cover us in our home country.

Fortunately, MultiNational Underwriters at www.mnui.com addresses these limitations. They offer international travel health insurance plans that could cover medical health services and provide benefits for your specific travels abroad.

Get a free medical insurance quote now and be protected.