By: JM, 11/19/09

Many of you have been there: you’re ready to finally learn about this product or that and take the next step in actually purchasing it. With the hustle and bustle of everyday life, who has time to go and meet with someone to go over ALL the options? You figure, “I’m a smart person; I can read and make my own decision….right?” Well, when the websites you depend on to give you that decision-making information are mere mazes to try navigating through, you may often times just give up. Or, you turn to an “easier” source, which may be not be the best option for your needs. We feel your pain!

With the recent launch of our new website, HCC Medical Insurance Services (www.hccmis.com) clearly understands the endeavors of online consumers. We specialize in international travel medical insurance and US domestic short-term health insurance.

While most individuals may not find any topic containing the word “insurance” very exciting, it’s nice to know when you need information on these products, there is a place to go to get answers to the questions most asked by other consumers who have been in your shoes. We’ve also added a great tool to use to find agents in a specific area who can assist with applying for the policy you’ve chosen or to even suggest the most appropriate policy.

Whether you’re in the market for insurance or not, check out our new site to see what we think every company should boast: user-friendly features.

Posted June 12, 2009 by H. Lawrence

A few months back, a friend of mine (Holli) was in a nearly fatal motorcycle accident in India and suffered major brain trauma. The hospitals there, like in most developing countries, weren’t sufficient to care for her injuries. So she needed to be med-evac’d. Do you have any idea how much that costs?? Evidently, it can cost hundreds of thousands of dollars!

So it got me to thinking. What would my family do if I were in an accident like that? The hospitals here in Honduras probably aren’t much better than the ones in India. And I don’t have US health insurance to cover something like that. And who just has $150,000 lying around?

So a couple of weekends ago we were visiting with friends here in Tegus. (The husband commutes from the US every couple of months, and his wife and family live here permanently.) They have health insurance that works in Honduras AND in the US. And it covers emergency evacuation for situations just like the one Holli was in.

So since then I’ve been researching international travel insurance. One of the sites I found was www.hccmis.com. And according to the prices on their site, it’s very affordable depending on the deductible, even on a Honduran salary.

So if you are traveling abroad (studying abroad, backpacking, whatever!) or living abroad like me, then I suggest you consider what you and your family would do if you were in an accident like Holli’s. If you want, you can click HERE to obtain a free quote for international health insurance. It’s quick and painless, and this kind of insurance could turn out to be priceless if something ever happened to you abroad!

Posted 4/3/09 by L. Ying Shin

When we were in Malaysia, we basically had no need to worry about our medical expenses, as we were covered by my company. When hubby decided to take the offer to further his studies in the Netherlands, the situation changed. I will be taking unpaid leave for 4 years and we are no longer covered by my company from the day I started my unpaid leave. We need to get an insurance policy specialized for families living abroad with worldwide coverage.

 

Getting an international insurance policy is very important when you are living abroad, especially when you are in the Netherlands where the medical fees are super expensive! Sad to say, but I don’t think we can afford the medical fees here without insurance.

 

Now that my mother-in-law will be visiting us this June and staying with us for 3 months, Hubby is trying to search for a suitable international travel policy for her. I think I should try to get a free quote for international insurance from MultiNational Underwriters (www.mnui.com). We can’t take the risk to let her travel without any international health coverage. 

Written 1/29/09 by K. Pilla

We cannot really deny the fact that we love to travel overseas to see different and beautiful places and feel different cultures. But sometimes it limits us to travel if we bring along our whole family, especially if we have small children traveling along with us or even older members of the family.

We cannot help but think about compromising one’s health while traveling abroad. We cannot avoid some incidents that we could encounter such as minor accidents and illnesses while outside the country and traveling. We know how hard it is to be hospitalized in foreign places where it could usually cost a lot due to the fact that domestic health insurance policies only cover us in our home country.

Fortunately, MultiNational Underwriters at www.mnui.com addresses these limitations. They offer international travel health insurance plans that could cover medical health services and provide benefits for your specific travels abroad.

Get a free medical insurance quote now and be protected.