Posted 1/13/10 by BT            

As many of you are now aware there was a very serious earthquake in Haiti.  There are several of you who have clients currently in Haiti. Below is a list of resources you may offer to your clients and their family members if you are contacted.  These resources should be able to provide them needed assistance:

For a Client in an Earthquake Area: 

Refer them to FEMA’s web page about “What to do After an Earthquake”  The most important things are to listen to the radio and to only place phone calls in the event of an emergency, since call volumes are very high during these times.

For Family Members: 

The U.S. State Department Operations Center is advising Americans seeking information about family members in Haiti to call 1-888-407-4747. Due to heavy volume, some callers may receive a recording. “Our embassy is still in the early stages of contacting American citizens through our Warden Network,” the U.S. State Department said in a statement. “Communications are very difficult within Haiti at this time.”  

You can also follow the U.S. State Department’s latest Tweets for up-to-date information: http://twitter.com/dipnote

For Anyone Needing to Contact the HCCMIS World Service Center for Support: 

Call: 800-605-2282 in the US, or collect outside the US at 317-262-2132.  HCCMIS coordinates evacuations via these phone numbers and arranges for medically necessary evacuations through various service providers in several regions around the world.

Chat: If our phone lines are busy, Customer Service is also available online via Live Chat.

Email: If you need assistance but it is not an emergency, please connect with us via email at service@hccmis.com to ensure our phone lines are available for those with emergencies.

Twitter: We will be closely monitoring our Customer Service Twitter account, @HCCMIS_Support, and sending out updates and news as the situation develops.  Please contact us via Twitter with any questions as well.

by JM

Effective July 1, 2009, MultiNational Underwriters will be operating under the name of HCC Medical Insurance Services (HCCMIS for short). This new name further assimilates the company with its parent company, HCC Insurance Holdings, Inc, which is rated A+ by A.M. Best and has assets of over $8 billion.

HCCMIS promises to uphold the same commitment to international and short-term medical products and is excited to provide the same astonishing service as MNU always has. While you may still access information and services via www.mnui.com, you will soon be redirected to www.hccmis.com, the company’s new home site.

Posted 4/3/09 by L. Ying Shin

When we were in Malaysia, we basically had no need to worry about our medical expenses, as we were covered by my company. When hubby decided to take the offer to further his studies in the Netherlands, the situation changed. I will be taking unpaid leave for 4 years and we are no longer covered by my company from the day I started my unpaid leave. We need to get an insurance policy specialized for families living abroad with worldwide coverage.

 

Getting an international insurance policy is very important when you are living abroad, especially when you are in the Netherlands where the medical fees are super expensive! Sad to say, but I don’t think we can afford the medical fees here without insurance.

 

Now that my mother-in-law will be visiting us this June and staying with us for 3 months, Hubby is trying to search for a suitable international travel policy for her. I think I should try to get a free quote for international insurance from MultiNational Underwriters (www.mnui.com). We can’t take the risk to let her travel without any international health coverage. 

Posted 3/6/09 by M. Muntalip

Easter holiday is around the corner. Many people will be traveling this Easter as it is a great time to get away with friends and family, and not to mention, escape from a huge pile of office workloads. But it doesn’t matter if you are away for a day or a month, accidents and sicknesses can strike at any time, without warning. Plus, currently we are living in a recessions, when everything is expensive. Without proper travel insurance, you will suffer greatly. There are many travel medical insurance choices out there that you can pick. One choice is MultiNational Underwriters. They offer low prices and will cover many of your international vacation medical protection needs. The good thing is the Free international travel medical quote. Obtaining travel insurance should be your first priority when you book the Easter vacation. Now you can go almost anywhere you want to go.

Posted 3/2/09 by C. Jalleh

With many airlines offering discounted travel packages, I read of more and more families travelling together, with kids in tow :-) 

I remember the time I had to make a business trip with my 9-month-old baby.

Besides worrying about his water, food and medicines, I was most concerned about our safety. The best advice our travel agent gave us was to buy international travel insurance.

Although the airlines provided some travel medical insurance, you’ll find that your medical and life insurance policies (unless stated specifically) provide coverage for you while you’re in your home country ONLY.

MultiNational Underwriters (www.mnui.com) provides international coverage (for short-term and long-term trips) for lost baggage, medical treatment and most importantly, emergency evacuations (which includes acts of terrorism, political evacuation, and complications of pregnancy).

Insured by Lloyd’s, the world’s largest and oldest insurance, the Atlas series (for US and non-US citizens) sounds useful especially as the coverage provides assistance with:
a) emergency cash transfers;
b) emergency message relays to family, friends and co-workers;
c) a round-trip (air/ground) ticket for a family member to the hospital where you’re hospitalized and
d) return of minor children - in case you’re hospitalized and your child is left unattended (e.g. you’re in a coma or in the ICU) for more than 3 days, they can arrange for your child to be flown back to the airport terminal of your home country.

While the above scenario sounds scary, as a frequent traveler, I can assure you that ANYTHING CAN HAPPEN when you are on travel.

It’s always better to be safe than sorry. If you’re travelling anytime soon, how about getting a free international medical insurance quote? At least you’ll have an idea how much international travel insurance would cost.

Don’t be “penny wise, pound foolish” - with travel insurance, you can then really sit back and relax your family holiday.

Have a happy day!

Written 1/29/09 by K. Pilla

We cannot really deny the fact that we love to travel overseas to see different and beautiful places and feel different cultures. But sometimes it limits us to travel if we bring along our whole family, especially if we have small children traveling along with us or even older members of the family.

We cannot help but think about compromising one’s health while traveling abroad. We cannot avoid some incidents that we could encounter such as minor accidents and illnesses while outside the country and traveling. We know how hard it is to be hospitalized in foreign places where it could usually cost a lot due to the fact that domestic health insurance policies only cover us in our home country.

Fortunately, MultiNational Underwriters at www.mnui.com addresses these limitations. They offer international travel health insurance plans that could cover medical health services and provide benefits for your specific travels abroad.

Get a free medical insurance quote now and be protected.

Posted 1/30/09 by J. Halsted

One of my girlfriends went to Asia recently (a volunteer vacation that took her into Indonesia, Thailand, Malaysia & the Philippines, and maybe a couple more countries). She had been saving quite a while to do this and planned to spend a few months over there.

During the first week of her trip she had an appendicitis attack and had to have immediate surgery. She said that she was very lucky for two reasons: 1) She was in a major city when it happened and 2) she had purchased international travel medical insurance.

While I may take all I can with me to keep us safe when we travel I certainly don’t plan for emergency medical care, mostly because we are healthy. But so was she. This has made me rethink our travel a bit and look into travel insurance a bit more closely.

I found this site for a Free International Medical Insurance Quote. I input all the info requested and got an instant quote for Doug & I (children under 9 are free) It was not a lot of money for the peace of mind it brings.

Of course you want to read up on travel insurance yourself and see if it is worth it for you, personally. MultiNational Underwriters (www.mnui.com) has lots of information to help you decide.

Posted 1/25/09 by Debbie Brewer

This past week I was hospitalized with pneumonia.  It was totally unexpected and I am still not feeling up to par.  Thankfully I was at home and not traveling when I came down with it.  The cost of an unexpected illness while traveling can be extremely high.  If you’re traveling overseas, those costs can skyrocket even higher.

I have always recommended you get travel insurance to protect the investment of your trip.  Now I am recommending you also get travel insurance for your health.  That’s right!  You can buy health insurance to protect you while traveling.  MultiNational Underwriters (MNU) is a US based company that allows you to purchase health insurance for as little as $1 per day.  You choose your deductible, amount of coverage, and dates you want to be covered.  MNU will do the rest.  No, they can’t guarantee you won’t get sick while you are on vacation or business.  What they can do is provide you peace of mind knowing that if you do fall ill, it won’t bankrupt you.  You are covered. 

Have a graduate student who is planning time abroad after graduation?  MNU has coverage for them too. 

Check out their website (www.mnui.com) before your next trip overseas.  They offer 24 hour support – Protect yourself with health insurance for travelers.  Free travel medical insurance quote.

Posted 1/21/09 by David Hutasoit

People nowadays are relatively well-educated about the importance of health, life, and travel insurance. They realize that insurance is very useful to protect them when certain bad things happen. The protection usually comes in the form of money to cover all the harmful things. However, not many people understand that most of this insurance does not cover international travel insurance.

This situation is very miserable. Every year lots of travelers are having a trip without international travel medical/health protection. They do not recognize that their domestic insurance will not cover any medical emergency outside their home country. If you feel that you are part of them, then you are now in the right track to read this article. You can get a free international travel medical insurance quote from MultiNational Underwriters (MNU), a leader in the field of international medical insurance.

MNU offers a complete portfolio of health and life insurance products to customers in over 130 countries. Some of their best products are “The Atlas Series”, “Student Secure”, “Trip Cancellation Series”, and many more. Get your self protected world wide with only $1 per day. Too see further their products’ detail you can click their friendly website at www.mnui.com.

Posted 1/16/09 by Michael Miello

Recently the big dinner table conversation has been about health care around the world. Yes, we’re nerds thank you very much. My friends, folks and I discussed the major differences in the health care systems existing worldwide. I even saw a great documentary that compared the health systems of 5 countries, both public and private systems, and apparently Taiwan has one of the best. Props to my friends over there.

But I’m not Taiwanese and neither is most of my audience, and so that doesn’t move my marbles much. Did I just use the word marbles? Jeez.

For us Americans, we need to remember that we have private insurance, meaning that we’re responsible for selecting health care providers that will cover our butts when we’re not on American soil. Many students forget this or don’t even think about it when they travel. They only discover when they need medical attention after breaking a limb while skiing in the Alps or running away from elephants in the Congo.

• Before leaving, make sure to ask if your health care provider covers you internationally! Most insurances only cover your butt on American soil, so beware!
• If they don’t, ask around for recommended health insurance providers.
• And be careful when traveling!

Recently there’s been talk about a provider called MultiNational Underwriters. Here’s their link: www.mnui.com. I don’t know much about them, but they seem to be good for international students. They are affordable and will cover your health issues when abroad. It’s always important to travel with valid health insurance, so make sure to do it!

Check out the link and let me know your thoughts: Free Student Insurance Quote.