international health insurance

June 18th, 2009

Posted June 12, 2009 by H. Lawrence

A few months back, a friend of mine (Holli) was in a nearly fatal motorcycle accident in India and suffered major brain trauma. The hospitals there, like in most developing countries, weren’t sufficient to care for her injuries. So she needed to be med-evac’d. Do you have any idea how much that costs?? Evidently, it can cost hundreds of thousands of dollars!

So it got me to thinking. What would my family do if I were in an accident like that? The hospitals here in Honduras probably aren’t much better than the ones in India. And I don’t have US health insurance to cover something like that. And who just has $150,000 lying around?

So a couple of weekends ago we were visiting with friends here in Tegus. (The husband commutes from the US every couple of months, and his wife and family live here permanently.) They have health insurance that works in Honduras AND in the US. And it covers emergency evacuation for situations just like the one Holli was in.

So since then I’ve been researching international travel insurance. One of the sites I found was www.hccmis.com. And according to the prices on their site, it’s very affordable depending on the deductible, even on a Honduran salary. ;)

So if you are traveling abroad (studying abroad, backpacking, whatever!) or living abroad like me, then I suggest you consider what you and your family would do if you were in an accident like Holli’s. If you want, you can click HERE to obtain a free quote for international health insurance. It’s quick and painless, and this kind of insurance could turn out to be priceless if something ever happened to you abroad!



Insurance when living abroad

April 6th, 2009

Posted 4/3/09 by L. Ying Shin

When we were in Malaysia, we basically had no need to worry about our medical expenses, as we were covered by my company. When hubby decided to take the offer to further his studies in the Netherlands, the situation changed. I will be taking unpaid leave for 4 years and we are no longer covered by my company from the day I started my unpaid leave. We need to get an insurance policy specialized for families living abroad with worldwide coverage.

 

Getting an international insurance policy is very important when you are living abroad, especially when you are in the Netherlands where the medical fees are super expensive! Sad to say, but I don’t think we can afford the medical fees here without insurance.

 

Now that my mother-in-law will be visiting us this June and staying with us for 3 months, Hubby is trying to search for a suitable international travel policy for her. I think I should try to get a free quote for international insurance from MultiNational Underwriters (www.mnui.com). We can’t take the risk to let her travel without any international health coverage. 



Travel Health Insurance Coverage

March 11th, 2009

Written 1/29/09 by K. Pilla

We cannot really deny the fact that we love to travel overseas to see different and beautiful places and feel different cultures. But sometimes it limits us to travel if we bring along our whole family, especially if we have small children traveling along with us or even older members of the family.

We cannot help but think about compromising one’s health while traveling abroad. We cannot avoid some incidents that we could encounter such as minor accidents and illnesses while outside the country and traveling. We know how hard it is to be hospitalized in foreign places where it could usually cost a lot due to the fact that domestic health insurance policies only cover us in our home country.

Fortunately, MultiNational Underwriters at www.mnui.com addresses these limitations. They offer international travel health insurance plans that could cover medical health services and provide benefits for your specific travels abroad.

Get a free medical insurance quote now and be protected.

 



Does your health insurance cover you while traveling?

January 26th, 2009

Posted 1/25/09 by Debbie Brewer

This past week I was hospitalized with pneumonia.  It was totally unexpected and I am still not feeling up to par.  Thankfully I was at home and not traveling when I came down with it.  The cost of an unexpected illness while traveling can be extremely high.  If you’re traveling overseas, those costs can skyrocket even higher.

I have always recommended you get travel insurance to protect the investment of your trip.  Now I am recommending you also get travel insurance for your health.  That’s right!  You can buy health insurance to protect you while traveling.  MultiNational Underwriters (MNU) is a US based company that allows you to purchase health insurance for as little as $1 per day.  You choose your deductible, amount of coverage, and dates you want to be covered.  MNU will do the rest.  No, they can’t guarantee you won’t get sick while you are on vacation or business.  What they can do is provide you peace of mind knowing that if you do fall ill, it won’t bankrupt you.  You are covered. 

Have a graduate student who is planning time abroad after graduation?  MNU has coverage for them too. 

Check out their website (www.mnui.com) before your next trip overseas.  They offer 24 hour support – Protect yourself with health insurance for travelersFree travel medical insurance quote.



Peace of Mind While Travelling

December 24th, 2008

Posted 12/20/08 by Ben

There are a lot of people out there who do the same thing that I do:  they live, study and work overseas.  What they don’t know is that they can grab medical insurance that works internationally.  When I studied in Australia, I had to grab a special medical insurance but I never understood that I could be covered in both places if needed be.  One of the facts of life is that no one really knows when you will need the many benefits of insurance until the situation is happening.  We can’t be expected to only hold coverage in the USA when we’re not living there all the time and working around the world.  That’s where MultiNational Underwriters (www.mnui.com) comes in.  They can really help you out to provide coverage no matter where you are.  You can grab a free international insurance quote and let me tell you, you’ll be happy that you did.  I really wish I had the opportunity to do that before.  It’s absolutely something I need to look into before I head back and I will!  So if you’re thinking of working in another country, studying, living or visiting another country, I wish you luck and hope you enjoy your trip with a peace of mind knowing you’ll have that extra protection you need.  Nothing ruins a good trip overseas than possibly being in thousands of dollars of debt by the time you leave.

Again, good luck and happy travels!

 



travel health insurance…

December 10th, 2008

Posted 10/31/2008 by Julai

I’m about to sleep coz it’s almost 2am here already. But I just read in a site (www.mnui.com) about the importance of travel health insurance or international travel insurance in general, so I’ll write my thoughts about it before finally going to bed. Indeed, travel insurance is very important since we can’t really predict the situations or happenings that will occur during our travel, especially with our health, so we better be safe and be insured. During my work days in Denmark and Norway, my hostfamilies availed a health insurance for me, so I can avail of free check-up and other health privileges.

Now that I am already here in Spain, I don’t have a health insurance yet. But once my papers are ok, then my employers will also start processing my health insurance. I am also excited to have it coz I want to avail of the free check-up since I am feeling something with my body lately. So, I need to visit a doctor to have a health check. If you are interested too,then just Click here for a FREE international health insurance quote.



Travel Medical Insurance

December 3rd, 2008

November 29th, 2007 - Author: destination

Traveling does not mean to pack your bag & walk on to visit the destination. Firstly planning is more important to focus on that destination than secondly after planning the more important & careful point is that we should do travel medical insurance which help us in many ways while traveling to a great destination. The travel medical insurance facility can help you to get rid off the interrupted glitches & emergencies even if you lost your luggage, you slip or you need a medical treatment.

At that time the medical insurance will be helpful definitely to get free from the entire above given medical problem, which you face during the traveling time. Therefore many of the travelers are getting the free quote before they start their journey. For a FREE Quote click here & get the travel medical insurance advantages. Lets be happy during journey & have a nice time with our family & friends.



Travel pitfall to avoid

December 3rd, 2008

 November 28, 2007 - Author: A.Davis

One of the biggest threats to your next holiday would be the chance of getting sick without adequate insurance cover. The mistake that many travellers make is to assume that their regular medical insurance is in force for their trip, only to find that the policy extends simply to your normal country of residence. To avoid this danger on your next vacation, make sure you are covered!

   



Emergency Medical Evacuation is NOT Cheap!

December 3rd, 2008


Travel Cover

December 3rd, 2008

January 17, 2008 - Author: A Davis

Going on vacation involves some formalities that are not very exciting but if you neglect them it could cost you dear. Passports and visas are obvious, but good travel insurance is something that many travellers fail to research - to their cost.

You cannot rely on your annual medical insurance if you are going abroad, but you can view several affordable plans here - they have different ranges of travel cover depending on your age and destination. This is money well spent so you can go on vacation knowing you are covered against emergencies.  On the website you can also get a free travel guide to help you explore the benefits of your destination before you arrive - just leave your email address and destination and your holiday guide will be sent to you today.




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