January 16th, 2009
Posted 1/16/09 by Michael Miello
Recently the big dinner table conversation has been about health care around the world. Yes, we’re nerds thank you very much. My friends, folks and I discussed the major differences in the health care systems existing worldwide. I even saw a great documentary that compared the health systems of 5 countries, both public and private systems, and apparently Taiwan has one of the best. Props to my friends over there.
But I’m not Taiwanese and neither is most of my audience, and so that doesn’t move my marbles much. Did I just use the word marbles? Jeez.
For us Americans, we need to remember that we have private insurance, meaning that we’re responsible for selecting health care providers that will cover our butts when we’re not on American soil. Many students forget this or don’t even think about it when they travel. They only discover when they need medical attention after breaking a limb while skiing in the Alps or running away from elephants in the Congo.
- Before leaving, make sure to ask if your health care provider covers you internationally! Most insurances only cover your butt on American soil, so beware!
- If they don’t, ask around for recommended health insurance providers.
- And be careful when traveling!
Recently there’s been talk about a provider called MultiNational Underwriters. Here’s their link: www.mnui.com. I don’t know much about them, but they seem to be good for international students. They are affordable and will cover your health issues when abroad. It’s always important to travel with valid health insurance, so make sure to do it!
Check out the link and let me know your thoughts: Free Student Insurance Quote.
December 3rd, 2008
April 21,2008 Author: A. Subrahmanian
For the past several years there is a large surge in the number of students travelling abroad for higher studies. Many of them are flying across the border to get quality education in the form of graduate and post graduate programs. As the world has become a village quality education has become accessible to those who aspire for the same. Out of many countries which welcomes foreign students for education United States, United Kingdom, Singapore and Russia some of the all time favorites.
Do you have plans to travel abroad for studies? You might have selected your university, You might have selected your stream of study. You definitly have thought of and arranged your accomodation, your food, your clothes and how to call back home etc. Have your ever thought that what will be situation if disater strikes on your health or you loose your belongings like passport or other valid documents while you are in a foreign country. Keep in mind that your friends and relatives are not with you to ask for help. I am sure that one will feel like he is in a no mans land. While in a foreign country you should be secured enough to handle these type of tragic situations. A student medical insurance or a student travel insurance will be a precious asset to be secured. Consider buying a International Student Medical insurance policy while going abroad for your higher studies and be good at your studies.To more about student insurance policy get a Free student insurance quote , visit the website www.mnui.com
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December 3rd, 2008
February 26, 2008 - Author: Karlana Kulseth
As a parent, I often worry about if my children are covered anything that happens in the future. I am sure I do not stand alone in this thought.
But what about you parents who have children who are studying abroad? Especially those college students who take up semesters in different countries to expand their experiences?
Parents, you might want to look into student insurance for study abroad.
Sure, you may have insurance, but you read your policy recently to see if your children would be covered outside the country, or outlying U.S. territories? Looking into policies that are offered by MultiNational Underwriters could be a lot less expensive than purchasing an international student medical policy or travel insurance.
If you are looking for more facts and different types of coverage, visit MultiNational Underwriters at http://www.mnui.com.
December 3rd, 2008
Wednesday, December 19, 2007 by William Atkins
As an adult male in his mid-fifties I have traveled internationally since early childhood. Beginning in the 1950’s I spent summers in French speaking Canada and I recall how exotic it was to hear people speaking in a language other than English. I am reminded of these first memories each spring when I open the very same summer cottage that I roamed as a child. How precious those first experiences continued to be as a young father as I watched with wonder as my children learned French in school and were able to converse in the local language on their summer vacations.
In the language of healthcare our two countries could not be more different. The U.S. and Canada took different forks in the road back then. Healthcare became a government service in Canada and in the U.S. it became a right bestowed by your employer. Now, because of escalating costs, U.S. healthcare has become unaffordable to many millions of people and employers are curtailing or limiting coverage for their employees. For all of its short falls, the Canadian system works for the majority of Canadians. The U.S. system is failing many more individuals then Canada.
Today it is more important to buy insurance if you are a Canadian coming to the U.S. or if you are a U.S. citizen traveling to Canada. Whether you are an international student, traveling on business or just on vacation you need travel medical insurance; MultiNational Underwriters of Indianapolis, Indiana is a leader in the travel medical insurance industry. Atlas Travel Medical Insurance has been the brand of choice since 1998. Go to www.mnui.com to learn more about the company and its products.
December 3rd, 2008
December 13th, 2007 - Author: S. Lenka
Fascination to study abroad among Indian students has always been there. Over the years the fascination has grow exponentially. Bringing home a foreign degree is a matter of pride and prestige and a job becomes guaranteed. The other advantage of a foreign degree is the ample number of jobs available in the marketplace for foreign return students.
Apart from guaranteed jobs, things one learns abroad are always filled with new experiences. The focus of foreign universities is very clear: they would emphasize more on practical training and less on class-room lectures.
The cost of study in foreign universities varies widely among institutions and the cost of living varies from place to place. Apart from published costs students must prepared to cover hidden costs – which include:
• Personal expenses
• Costs when residence halls are closed,
• Health insurance
• Change in the value of currency, etc.
The students in abroad are seeking medical care during their study. Sometimes the expenses are too high, that a student may not able to continue his/her study further. So, it is wise to make International students insurance policy. The policy helps to pay the medical bills and to take the help of expert doctors during the need. When you purchase health insurance, the premium (the money you pay) is used to pay the medical bills during any health care. Your coverage remains valid only as long as you continue to pay your premiums. Once you purchase insurance, the insurance company will give you an insurance identification card for you to use when you seek care from a hospital or doctor. The insurance company will also provide written instruction for reporting and documenting medical expenses (filing a claim). The insurance company will evaluate any claim you file and make the appropriate payment under you policy. In some cases the insurance company pays the hospital or doctors directly; in other the company will reimburse you after you have paid the bills.
December 3rd, 2008
Thursday, November 29, 2007 - Author: thebazar
We all love to travel and recently I even made a trip myself which I shall be covering at a later post. But what I had wanted to share with all of you out there, who think that they have all the medical coverage that they may need as they travel overseas, it is time to seriously think about how far that coverage will go?
Why do we need Insurance as we travel overseas? Well, for one the food is often the most common cause of most hospitalisations overseas, lets face it, we as westerners just cannot stomach even a bit of spicy food. The minute we take it into our mouths, our tummies start rebelling right away. If we are fortunate, this distress may last only for a day or two at the most and can be handled with the most common over the counter medicines. But more often than not, our bodies just cannot handle all that hot and spicy food and as a result we often get dehydrated and need to be hospitalised. And naturally our medical expenses will just shoot up through the ceiling, and we may think that our insurance will cover all that. But here is the catch, whenever it comes to insurance, there always is a catch and the bottom line is that most of the insurance companies will not cover your medical expenses that you may incur overseas and what is more, even the few that agree to do so, will only agree to cover half of our medical expenses.
How do I know this? Well, in my last trip to Egypt, I ended up being hospitalised with both a broken leg as well as acute dehydration. What I had stated above had all happened to me . And just when I thought that there seems to be no proper travel Insurance coverage that seems to exist, I came across this company that makes sure that you get all the right coverage as you travel overseas and the best part is that they can give you the coverage for as little as 1$. So just go to this site and Click here for a FREE Quote. Happy travelling!
