Travel safe, travel smart
March 12th, 2009Posted 3/2/09 by C. Jalleh
With many airlines offering discounted travel packages, I read of more and more families travelling together, with kids in tow :-)
I remember the time I had to make a business trip with my 9-month-old baby.
Besides worrying about his water, food and medicines, I was most concerned about our safety. The best advice our travel agent gave us was to buy international travel insurance.
Although the airlines provided some travel medical insurance, you’ll find that your medical and life insurance policies (unless stated specifically) provide coverage for you while you’re in your home country ONLY.
MultiNational Underwriters (www.mnui.com) provides international coverage (for short-term and long-term trips) for lost baggage, medical treatment and most importantly, emergency evacuations (which includes acts of terrorism, political evacuation, and complications of pregnancy).
Insured by Lloyd’s, the world’s largest and oldest insurance, the Atlas series (for US and non-US citizens) sounds useful especially as the coverage provides assistance with:
a) emergency cash transfers;
b) emergency message relays to family, friends and co-workers;
c) a round-trip (air/ground) ticket for a family member to the hospital where you’re hospitalized and
d) return of minor children - in case you’re hospitalized and your child is left unattended (e.g. you’re in a coma or in the ICU) for more than 3 days, they can arrange for your child to be flown back to the airport terminal of your home country.
While the above scenario sounds scary, as a frequent traveler, I can assure you that ANYTHING CAN HAPPEN when you are on travel.
It’s always better to be safe than sorry. If you’re travelling anytime soon, how about getting a free international medical insurance quote? At least you’ll have an idea how much international travel insurance would cost.
Don’t be “penny wise, pound foolish” - with travel insurance, you can then really sit back and relax your family holiday.
Have a happy day!
