international health insurance

June 18th, 2009

Posted June 12, 2009 by H. Lawrence

A few months back, a friend of mine (Holli) was in a nearly fatal motorcycle accident in India and suffered major brain trauma. The hospitals there, like in most developing countries, weren’t sufficient to care for her injuries. So she needed to be med-evac’d. Do you have any idea how much that costs?? Evidently, it can cost hundreds of thousands of dollars!

So it got me to thinking. What would my family do if I were in an accident like that? The hospitals here in Honduras probably aren’t much better than the ones in India. And I don’t have US health insurance to cover something like that. And who just has $150,000 lying around?

So a couple of weekends ago we were visiting with friends here in Tegus. (The husband commutes from the US every couple of months, and his wife and family live here permanently.) They have health insurance that works in Honduras AND in the US. And it covers emergency evacuation for situations just like the one Holli was in.

So since then I’ve been researching international travel insurance. One of the sites I found was www.hccmis.com. And according to the prices on their site, it’s very affordable depending on the deductible, even on a Honduran salary. ;)

So if you are traveling abroad (studying abroad, backpacking, whatever!) or living abroad like me, then I suggest you consider what you and your family would do if you were in an accident like Holli’s. If you want, you can click HERE to obtain a free quote for international health insurance. It’s quick and painless, and this kind of insurance could turn out to be priceless if something ever happened to you abroad!



Travel Health Insurance Coverage

March 11th, 2009

Written 1/29/09 by K. Pilla

We cannot really deny the fact that we love to travel overseas to see different and beautiful places and feel different cultures. But sometimes it limits us to travel if we bring along our whole family, especially if we have small children traveling along with us or even older members of the family.

We cannot help but think about compromising one’s health while traveling abroad. We cannot avoid some incidents that we could encounter such as minor accidents and illnesses while outside the country and traveling. We know how hard it is to be hospitalized in foreign places where it could usually cost a lot due to the fact that domestic health insurance policies only cover us in our home country.

Fortunately, MultiNational Underwriters at www.mnui.com addresses these limitations. They offer international travel health insurance plans that could cover medical health services and provide benefits for your specific travels abroad.

Get a free medical insurance quote now and be protected.

 



Travel Medical Insurance

December 3rd, 2008

November 29th, 2007 - Author: destination

Traveling does not mean to pack your bag & walk on to visit the destination. Firstly planning is more important to focus on that destination than secondly after planning the more important & careful point is that we should do travel medical insurance which help us in many ways while traveling to a great destination. The travel medical insurance facility can help you to get rid off the interrupted glitches & emergencies even if you lost your luggage, you slip or you need a medical treatment.

At that time the medical insurance will be helpful definitely to get free from the entire above given medical problem, which you face during the traveling time. Therefore many of the travelers are getting the free quote before they start their journey. For a FREE Quote click here & get the travel medical insurance advantages. Lets be happy during journey & have a nice time with our family & friends.



Travel pitfall to avoid

December 3rd, 2008

 November 28, 2007 - Author: A.Davis

One of the biggest threats to your next holiday would be the chance of getting sick without adequate insurance cover. The mistake that many travellers make is to assume that their regular medical insurance is in force for their trip, only to find that the policy extends simply to your normal country of residence. To avoid this danger on your next vacation, make sure you are covered!

   



Emergency Medical Evacuation is NOT Cheap!

December 3rd, 2008


Student Travel Insurance

December 3rd, 2008

April 21,2008 Author: A. Subrahmanian

For the past several years there is a large surge in the number of students travelling abroad for higher studies. Many of them are flying across the border to get quality education in the form of graduate and post graduate programs. As the world has become a village quality education has become accessible to those who aspire for the same. Out of many countries which welcomes foreign students for education United States, United Kingdom, Singapore and Russia some of the all time favorites.

Do you have plans to travel abroad for studies? You might have selected your university, You might have selected your stream of study. You definitly have thought of and arranged your accomodation, your food, your clothes and how to call back home etc. Have your ever thought that what will be situation if disater strikes on your health or you loose your belongings like passport or other valid documents while you are in a foreign country. Keep in mind that your friends and relatives are not with you to ask for help. I am sure that one will feel like he is in a no mans land. While in a foreign country you should be secured enough to handle these type of tragic situations. A student medical insurance or a student travel insurance will be a precious asset to be secured. Consider buying a International Student Medical insurance policy while going abroad for your higher studies and be good at your studies.To more about student insurance policy get a Free student insurance quote , visit the website www.mnui.com

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Can you live without insurance?

December 3rd, 2008

March 3, 2008 - Author: J.Seay

In the US, we live in fear everyday, we live and breath in the day of insurance :). We have life insurance, term insurance, house insurance, car insurance, health insurance , computer gadget insurance, malpractice insurance, and I carry my student malpractice insurance all the time. We say we are a nation who believes in freedom but I think we are a nation that is slaved to fear :). But, having say that, it is still the best nation on earth and how do you make the most out of this scenario ? Well, to me, having insurance give me a piece of mind. I know when I bang my car into someone else, I know it will be taken care of and I sure will not walk around without my student insurance, would you ? If you do, I am sure you are a Spider man incarnate 

Study abroad is one of the most popular trends now among students these days. A lot of colleges offer a College Study Abroad Program. If you do sign up for such program, bear in mind that you will need to protect themselves should a medical emergency occur during an international stay, especially if it requires an emergency medical evacuation and/or transportation services. . Your parent’s policy probably will NOT cover you when outside of you home country. It would be cheaper to consider buying an International Student Medical Insurance policy or Student Travel Insurance for their next semester away from home. You might be interested to find out the Free Quote for Student Insurance.

 



Do You Have Enough Coverage?

December 3rd, 2008

February 26, 2008 - Author: Karlana Kulseth

As a parent, I often worry about if my children are covered anything that happens in the future.  I am sure I do not stand alone in this thought.

But what about you parents who have children who are studying abroad?  Especially those college students who take up semesters in different countries to expand their experiences?

Parents, you might want to look into student insurance for study abroad.

Sure, you may have insurance, but you read your policy recently to see if your children would be covered outside the country, or outlying U.S. territories?  Looking into policies that are offered by MultiNational Underwriters could be a lot less expensive than purchasing an international student medical policy or travel insurance.

If you are looking for more facts and different types of coverage, visit MultiNational Underwriters at http://www.mnui.com.



One of the biggest mistakes you can make!

December 3rd, 2008

February 22, 2008 - Author: English Advantage

One of the biggest mistakes you can make coming to the US is to come without health insurance. As a student you are going to need insurance anyway, because universities require students to have insurance policies before they can enroll. And you need it. Last year when I had a wart on my back, I went to my doctor for 15 minutes just for him to tell me it wasn’t serious. That 15 minutes cost me $200! Without insurance there’s no way I could have paid that.

You don’t want to do what some international students do either, which is not go to the doctor because they can’t afford it. If you have something wrong, you want to be able to get it checked out.

Now if you’re an American planning to study abroad you may think you have it made. Healthcare is so much cheaper abroad, right? But when you’re sick or seriously injured you need to not worry about medical care. In a different culture, a different system, you want to be able to go to a proper doctor and have costs taken care of. When I got sick for the first time in Kazakhstan, my friends sent me to a local doctor because it was so cheap. This guy told me to drink yogurt twice a day and put mustard on my back to stop my cough. No wonder it was cheap. I could really have used some insurance so I could just go to a proper hospital and get normal medical advice.

 



Diver Friendly Travel Insurance

December 3rd, 2008

February 4, 2008 - Author: james_sgp

As a frequent diver and instructor, I have witnessed many accidents; from the minor ones like people falling on wet boat decks and cutting their legs, to the more serious one involving a diver being pulled into a moving boat propeller! As you can image the cost for visiting a hospital with a cut on your leg is minor compared to that of being admitted to hospital for weeks, where multiple surgeries may be necessary…

Add to that the always present possibility of a case of Decompression Sickness, needing treatment in a Recompression Chamber which easily goes into the thousands of dollars!

Yes, we all plan to dive safe; but that’s the problem with ‘accidents’ we can never predict them. I encourage divers to have some kind of travel insurance, especially something that will cover medical costs! Visit MultiNational Underwriters as they offer some international travel insurance that specifically looks after us as divers. There Hazardous Sports Rider plan covers medical emergencies while diving, from only US$1 a day!

Visit MNU for a FREE Quote




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